Punjab National Bank VELANJA Branch IFSC Code
PUNB 0895400
VELANJA — SURAT, GUJARAT
MICR: 395024021
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- VELANJA
- IFSC Code
- PUNB0895400
- MICR Code
- 395024021
- Address
- PNB GROUND FLOOR NAVA FALIA 151-151A TALUKA-KAMREJ DISTT SURAT GJ VELAN 394150 Open in Google Maps
- City
- SURAT
- District
- KAMREJ
- State
- GUJARAT
- Contact
- +919725038539
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0895400 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0895400.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0895400.
IFSC Code Structure
P
U
N
B
0
8
9
5
4
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 895400 — Branch code (VELANJA)
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Frequently Asked Questions
Is PUNB0895400 valid for online transfer?
Yes, PUNB0895400 is a valid IFSC code for Punjab National Bank VELANJA branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0895400 belong to?
PUNB0895400 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank VELANJA is 395024021. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0895400?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.