Punjab National Bank UTRAN Branch IFSC Code

PUNB 0895800
Punjab National Bank Logo Punjab National Bank
UTRAN — SURAT, GUJARAT
MICR: 395024020 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Punjab National Bank
Branch
UTRAN
IFSC Code
PUNB0895800
MICR Code
395024020
Address
PNB 1ST FLOOR SHOP NO 101-106 ROYAL SQUARE VIP CIRCLE GUJARAT SURAT 394105
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City
SURAT
District
UTRAN
State
GUJARAT
Contact
+919898071756

How to Use This IFSC Code

NEFT Transfer

Use IFSC code PUNB0895800 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0895800.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0895800.

IFSC Code Structure

P
U
N
B
0
8
9
5
8
0
0
  • PUNB — Bank code (Punjab National Bank)
  • 0 — Reserved (always 0)
  • 895800 — Branch code (UTRAN)

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Frequently Asked Questions

Is PUNB0895800 valid for online transfer?
Yes, PUNB0895800 is a valid IFSC code for Punjab National Bank UTRAN branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0895800 belong to?
PUNB0895800 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank UTRAN is 395024020. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0895800?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.