Punjab National Bank PARAB DIST.SURAT Branch IFSC Code
PUNB 0997400
Punjab National Bank PARAB DIST.SURAT — SURAT, GUJARAT
MICR: 395024018
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Punjab National Bank
- Branch
- PARAB DIST.SURAT
- IFSC Code
- PUNB0997400
- MICR Code
- 395024018
- City
- SURAT
- District
- SURAT
- State
- GUJARAT
- Contact
- +918600786172
How to Use This IFSC Code
NEFT Transfer
Use IFSC code PUNB0997400 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code PUNB0997400.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code PUNB0997400.
IFSC Code Structure
P
U
N
B
0
9
9
7
4
0
0
- PUNB — Bank code (Punjab National Bank)
- 0 — Reserved (always 0)
- 997400 — Branch code (PARAB DIST.SURAT)
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Frequently Asked Questions
Is PUNB0997400 valid for online transfer?
Yes, PUNB0997400 is a valid IFSC code for Punjab National Bank PARAB DIST.SURAT branch in SURAT, GUJARAT. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does PUNB0997400 belong to?
PUNB0997400 belongs to Punjab National Bank. The first 4 characters "PUNB" identify the bank.
What is the MICR code for this branch?
The MICR code for Punjab National Bank PARAB DIST.SURAT is 395024018. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using PUNB0997400?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.