State Bank of India CHANGANACHERRY ADB Branch IFSC Code

SBIN 0003104
State Bank of India Logo State Bank of India
CHANGANACHERRY ADB — KOTTAYAM, KERALA
MICR: 686002053 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
CHANGANACHERRY ADB
IFSC Code
SBIN0003104
MICR Code
686002053
Address
N.S.S.MEDICAL.MISSION.BUILDING,M.C.ROAD,CHANGANASSERY
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City
KOTTAYAM
District
CHANGANACHERRY
State
KERALA
Contact
+914812420243

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0003104 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0003104.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0003104.

IFSC Code Structure

S
B
I
N
0
0
0
3
1
0
4
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 003104 — Branch code (CHANGANACHERRY ADB)

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Frequently Asked Questions

Is SBIN0003104 valid for online transfer?
Yes, SBIN0003104 is a valid IFSC code for State Bank of India CHANGANACHERRY ADB branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0003104 belong to?
SBIN0003104 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India CHANGANACHERRY ADB is 686002053. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0003104?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.