State Bank of India CHERAI Branch IFSC Code

SBIN 0008604
State Bank of India Logo State Bank of India
CHERAI — KOTTAYAM, KERALA
MICR: 682002030 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
CHERAI
IFSC Code
SBIN0008604
MICR Code
682002030
Address
615,WADYAR BLDG,VY MUNAMBAM RD,CHERAI,ERNAKULAM,KERALA
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City
KOTTAYAM
District
CHERAI
State
KERALA
Contact
+914842418226

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0008604 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0008604.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0008604.

IFSC Code Structure

S
B
I
N
0
0
0
8
6
0
4
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 008604 — Branch code (CHERAI)

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Frequently Asked Questions

Is SBIN0008604 valid for online transfer?
Yes, SBIN0008604 is a valid IFSC code for State Bank of India CHERAI branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0008604 belong to?
SBIN0008604 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India CHERAI is 682002030. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0008604?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.