State Bank of India VELGUEM Branch IFSC Code

SBIN 0003854
State Bank of India Logo State Bank of India
VELGUEM — NORTH GOA, GOA
MICR: 403002033 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
VELGUEM
IFSC Code
SBIN0003854
MICR Code
403002033
Address
TALUKA BICHOLIM, DISTT. NORTH GOA, GOA-403401
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City
NORTH GOA
District
VELGUEM
State
GOA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0003854 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0003854.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0003854.

IFSC Code Structure

S
B
I
N
0
0
0
3
8
5
4
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 003854 — Branch code (VELGUEM)

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Frequently Asked Questions

Is SBIN0003854 valid for online transfer?
Yes, SBIN0003854 is a valid IFSC code for State Bank of India VELGUEM branch in NORTH GOA, GOA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0003854 belong to?
SBIN0003854 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India VELGUEM is 403002033. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0003854?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.