State Bank of India GHARGHODA Branch IFSC Code

SBIN 0004887
State Bank of India Logo State Bank of India
GHARGHODA — RAIGARH, CHHATTISGARH
MICR: 496002515 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
GHARGHODA
IFSC Code
SBIN0004887
MICR Code
496002515
Address
DISTRAIGARH CHHATTISGARH 496111
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City
RAIGARH
District
GHARGHODA
State
CHHATTISGARH

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0004887 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0004887.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0004887.

IFSC Code Structure

S
B
I
N
0
0
0
4
8
8
7
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 004887 — Branch code (GHARGHODA)

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Frequently Asked Questions

Is SBIN0004887 valid for online transfer?
Yes, SBIN0004887 is a valid IFSC code for State Bank of India GHARGHODA branch in RAIGARH, CHHATTISGARH. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0004887 belong to?
SBIN0004887 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India GHARGHODA is 496002515. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0004887?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.