State Bank of India PONKUNNAM Branch IFSC Code

SBIN 0016824
State Bank of India Logo State Bank of India
PONKUNNAM — KOTTAYAM, KERALA
MICR: 686002553 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
PONKUNNAM
IFSC Code
SBIN0016824
MICR Code
686002553
Address
NEW INDIA COMPLEX, NH 220, PONKUNNAM, DIST KOTTAYAM, KERALA 686506
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City
KOTTAYAM
District
PONKUNNAM
State
KERALA
Contact
+914828222003

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0016824 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0016824.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0016824.

IFSC Code Structure

S
B
I
N
0
0
1
6
8
2
4
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 016824 — Branch code (PONKUNNAM)

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Frequently Asked Questions

Is SBIN0016824 valid for online transfer?
Yes, SBIN0016824 is a valid IFSC code for State Bank of India PONKUNNAM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0016824 belong to?
SBIN0016824 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India PONKUNNAM is 686002553. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0016824?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.