State Bank of India PANAJI Branch IFSC Code

SBIN 0040534
State Bank of India Logo State Bank of India
PANAJI — NORTH GOA, GOA
MICR: 403002112 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
PANAJI
IFSC Code
SBIN0040534
MICR Code
403002112
Address
LAR COMMERCIAL PANAJI
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City
NORTH GOA
District
PANAJI
State
GOA
Contact
+918322224846

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0040534 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0040534.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0040534.

IFSC Code Structure

S
B
I
N
0
0
4
0
5
3
4
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 040534 — Branch code (PANAJI)

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Frequently Asked Questions

Is SBIN0040534 valid for online transfer?
Yes, SBIN0040534 is a valid IFSC code for State Bank of India PANAJI branch in NORTH GOA, GOA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0040534 belong to?
SBIN0040534 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India PANAJI is 403002112. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0040534?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.