State Bank of India SME VAIKOM Branch IFSC Code

SBIN 0063660
State Bank of India Logo State Bank of India
SME VAIKOM — KOTTAYAM, KERALA
MICR: 686002604 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
SME VAIKOM
IFSC Code
SBIN0063660
MICR Code
686002604
Address
KARAMEL COMPLEX VAIKOM PO, KOTTAYAM 686141
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City
KOTTAYAM
District
KOTTAYAM
State
KERALA
Contact
+919074218246

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0063660 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0063660.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0063660.

IFSC Code Structure

S
B
I
N
0
0
6
3
6
6
0
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 063660 — Branch code (SME VAIKOM)

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Frequently Asked Questions

Is SBIN0063660 valid for online transfer?
Yes, SBIN0063660 is a valid IFSC code for State Bank of India SME VAIKOM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0063660 belong to?
SBIN0063660 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India SME VAIKOM is 686002604. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0063660?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.