State Bank of India RACC KOTTAYAM Branch IFSC Code

SBIN 0064646
State Bank of India Logo State Bank of India
RACC KOTTAYAM — KOTTAYAM, KERALA
MICR: 686002005 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
State Bank of India
Branch
RACC KOTTAYAM
IFSC Code
SBIN0064646
MICR Code
686002005
Address
THIRUNAKKARA SOUTH,KOTTAYAM.P.O 686001
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City
KOTTAYAM
District
KOTTAYAM
State
KERALA
Contact
+919447565969

How to Use This IFSC Code

NEFT Transfer

Use IFSC code SBIN0064646 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code SBIN0064646.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code SBIN0064646.

IFSC Code Structure

S
B
I
N
0
0
6
4
6
4
6
  • SBIN — Bank code (State Bank of India)
  • 0 — Reserved (always 0)
  • 064646 — Branch code (RACC KOTTAYAM)

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Frequently Asked Questions

Is SBIN0064646 valid for online transfer?
Yes, SBIN0064646 is a valid IFSC code for State Bank of India RACC KOTTAYAM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does SBIN0064646 belong to?
SBIN0064646 belongs to State Bank of India. The first 4 characters "SBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for State Bank of India RACC KOTTAYAM is 686002005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using SBIN0064646?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.