Union Bank of India LUDHIANA MAIN Branch IFSC Code

UBIN 0530905
Union Bank of India Logo Union Bank of India
LUDHIANA MAIN — LUDHIANA, PUNJAB
MICR: 141026004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
LUDHIANA MAIN
IFSC Code
UBIN0530905
MICR Code
141026004
Address
CINEMA ROAD, KESARGANJ CHOWK,DIST. LUDHIANA, PUNJAB,PIN - 141 008.
Open in Google Maps
City
LUDHIANA
District
LUDHIANA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0530905 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0530905.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0530905.

IFSC Code Structure

U
B
I
N
0
5
3
0
9
0
5
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 530905 — Branch code (LUDHIANA MAIN)

Nearby Union Bank of India Branches in LUDHIANA

View all Union Bank of India branches in LUDHIANA →

Frequently Asked Questions

Is UBIN0530905 valid for online transfer?
Yes, UBIN0530905 is a valid IFSC code for Union Bank of India LUDHIANA MAIN branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0530905 belong to?
UBIN0530905 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Union Bank of India LUDHIANA MAIN is 141026004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UBIN0530905?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.