Union Bank of India AKHARA Branch IFSC Code

UBIN 0540498
Union Bank of India Logo Union Bank of India
AKHARA — LUDHIANA, PUNJAB
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
AKHARA
IFSC Code
UBIN0540498
Address
V.P.O. AKHARA TEHSIL. JAGRAON DIST. LUDHIANA PUNJAB PIN 142026.
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City
LUDHIANA
District
AKHARA
State
PUNJAB
Contact
228887

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0540498 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0540498.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0540498.

IFSC Code Structure

U
B
I
N
0
5
4
0
4
9
8
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 540498 — Branch code (AKHARA)

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Frequently Asked Questions

Is UBIN0540498 valid for online transfer?
Yes, UBIN0540498 is a valid IFSC code for Union Bank of India AKHARA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0540498 belong to?
UBIN0540498 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
Can I do RTGS using UBIN0540498?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.