Union Bank of India LUDHIANA - SSI FINANCE BRANCH Branch IFSC Code

UBIN 0550132
Union Bank of India Logo Union Bank of India
LUDHIANA - SSI FINANCE BRANCH — LUDHIANA, PUNJAB
MICR: 141026006 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
LUDHIANA - SSI FINANCE BRANCH
IFSC Code
UBIN0550132
MICR Code
141026006
Address
INDUSTRIAL AREA A,CHEEMA CHOWK, LUDHIANA,PUNJAB, PIN - 141 003.
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0550132 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0550132.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0550132.

IFSC Code Structure

U
B
I
N
0
5
5
0
1
3
2
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 550132 — Branch code (LUDHIANA - SSI FINANCE BRANCH)

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Frequently Asked Questions

Is UBIN0550132 valid for online transfer?
Yes, UBIN0550132 is a valid IFSC code for Union Bank of India LUDHIANA - SSI FINANCE BRANCH branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0550132 belong to?
UBIN0550132 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Union Bank of India LUDHIANA - SSI FINANCE BRANCH is 141026006. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UBIN0550132?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.