Union Bank of India GILL ROAD - LUDHIANA Branch IFSC Code

UBIN 0550795
Union Bank of India Logo Union Bank of India
GILL ROAD - LUDHIANA — LUDHIANA, PUNJAB
MICR: 141026009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
GILL ROAD - LUDHIANA
IFSC Code
UBIN0550795
MICR Code
141026009
Address
B - XXI, 2475, JANTA NAGAR,GILL ROAD, LUDHIANA,PIN - 141 003, PUNJAB.
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0550795 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0550795.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0550795.

IFSC Code Structure

U
B
I
N
0
5
5
0
7
9
5
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 550795 — Branch code (GILL ROAD - LUDHIANA)

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Frequently Asked Questions

Is UBIN0550795 valid for online transfer?
Yes, UBIN0550795 is a valid IFSC code for Union Bank of India GILL ROAD - LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0550795 belong to?
UBIN0550795 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Union Bank of India GILL ROAD - LUDHIANA is 141026009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UBIN0550795?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.