Union Bank of India FOCAL POINT LUDHIANA Branch IFSC Code
UBIN 0560413
Union Bank of India FOCAL POINT LUDHIANA — LUDHIANA, PUNJAB
MICR: 141026014
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Union Bank of India
- Branch
- FOCAL POINT LUDHIANA
- IFSC Code
- UBIN0560413
- MICR Code
- 141026014
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UBIN0560413 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0560413.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0560413.
IFSC Code Structure
U
B
I
N
0
5
6
0
4
1
3
- UBIN — Bank code (Union Bank of India)
- 0 — Reserved (always 0)
- 560413 — Branch code (FOCAL POINT LUDHIANA)
Nearby Union Bank of India Branches in LUDHIANA
LUDHIANA MAIN
UBIN0530905
CINEMA ROAD, KESARGANJ CHOWK,DIST. LUDHIANA, PUNJAB,PIN - 141 008.
MICR: 141026004 RTGS ✓ NEFT ✓ IMPS ✓
PHULLANWALA
UBIN0538566
PHULLANWALA, VASANT AVENUE,P. O. MODEL TOWN, DIST. LUDHIANA, PUNJAB, PIN - 141 013.
MICR: 141026005 RTGS ✓ NEFT ✓ IMPS ✓
JASSOWAL
UBIN0538973
VILLAGE & P.O. JASSOWAL, (VIA GILL), DIST. LUDHIANA, PUNJAB, PIN - 141 116
RTGS ✓ NEFT ✓ IMPS ✓
KHANNA
UBIN0539015
G.T. ROAD, KHANNA, DIST. KHANNA, PUNJAB, PIN - 141 401.
RTGS ✓ NEFT ✓ IMPS ✓
G T ROAD - LUDHIANA
UBIN0539732
G.T. ROAD, MILLER GANJ, LUDHIANA,DIST. LUDHIANA, PUNJAB,PIN - 141 003.
MICR: 141026002 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is UBIN0560413 valid for online transfer?
Yes, UBIN0560413 is a valid IFSC code for Union Bank of India FOCAL POINT LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0560413 belong to?
UBIN0560413 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
What is the MICR code for this branch?
The MICR code for Union Bank of India FOCAL POINT LUDHIANA is 141026014. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UBIN0560413?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.