Union Bank of India LUDHIANA Branch IFSC Code

UBIN 0803405
Union Bank of India Logo Union Bank of India
LUDHIANA — LUDHIANA, PUNJAB
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
LUDHIANA
IFSC Code
UBIN0803405
Address
B-XV-295/B& B-XV-295/C,NEAR OSWAL STREETMILLER GANJ,G T ROAD,LUDHIANA-141003
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+917642545765

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0803405 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0803405.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0803405.

IFSC Code Structure

U
B
I
N
0
8
0
3
4
0
5
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 803405 — Branch code (LUDHIANA)

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Frequently Asked Questions

Is UBIN0803405 valid for online transfer?
Yes, UBIN0803405 is a valid IFSC code for Union Bank of India LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0803405 belong to?
UBIN0803405 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
Can I do RTGS using UBIN0803405?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.