Union Bank of India KOT GANGURAI Branch IFSC Code

UBIN 0827801
Union Bank of India Logo Union Bank of India
KOT GANGURAI — LUDHIANA, PUNJAB
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
KOT GANGURAI
IFSC Code
UBIN0827801
Address
VILLAGE POST KOT GANGURAI,TEHSIL KUM KALAN,LUDHIANA DIST,141113
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+911612834680

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0827801 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0827801.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0827801.

IFSC Code Structure

U
B
I
N
0
8
2
7
8
0
1
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 827801 — Branch code (KOT GANGURAI)

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Frequently Asked Questions

Is UBIN0827801 valid for online transfer?
Yes, UBIN0827801 is a valid IFSC code for Union Bank of India KOT GANGURAI branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0827801 belong to?
UBIN0827801 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
Can I do RTGS using UBIN0827801?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.