Union Bank of India LUDHIANA Branch IFSC Code

UBIN 0904805
Union Bank of India Logo Union Bank of India
LUDHIANA — LUDHIANA, PUNJAB
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
LUDHIANA
IFSC Code
UBIN0904805
Address
SCO34 FEROZ GANDHI MARKET, PAKHOWAL ROAD, LUDHIANA 141001
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB
Contact
+911612400325

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0904805 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0904805.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0904805.

IFSC Code Structure

U
B
I
N
0
9
0
4
8
0
5
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 904805 — Branch code (LUDHIANA)

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Frequently Asked Questions

Is UBIN0904805 valid for online transfer?
Yes, UBIN0904805 is a valid IFSC code for Union Bank of India LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0904805 belong to?
UBIN0904805 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
Can I do RTGS using UBIN0904805?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.