Union Bank of India PALAI Branch IFSC Code

UBIN 0912204
Union Bank of India Logo Union Bank of India
PALAI — KOTTAYAM, KERALA
RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Union Bank of India
Branch
PALAI
IFSC Code
UBIN0912204
Address
PLAZA, NEAR HEAD POST OFFICE, VELLAPPADU, PALAI686575,
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City
KOTTAYAM
District
PALAI
State
KERALA
Contact
+914822200320

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UBIN0912204 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UBIN0912204.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UBIN0912204.

IFSC Code Structure

U
B
I
N
0
9
1
2
2
0
4
  • UBIN — Bank code (Union Bank of India)
  • 0 — Reserved (always 0)
  • 912204 — Branch code (PALAI)

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Frequently Asked Questions

Is UBIN0912204 valid for online transfer?
Yes, UBIN0912204 is a valid IFSC code for Union Bank of India PALAI branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UBIN0912204 belong to?
UBIN0912204 belongs to Union Bank of India. The first 4 characters "UBIN" identify the bank.
Can I do RTGS using UBIN0912204?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.