UCO Bank GHURANI KALAN Branch IFSC Code

UCBA 0000498
UCO Bank Logo UCO Bank
GHURANI KALAN — LUDHIANA, PUNJAB
MICR: 141028153 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
UCO Bank
Branch
GHURANI KALAN
IFSC Code
UCBA0000498
MICR Code
141028153
Address
VPO GHURANI KALAN DISTRICT LUDHIANA ,LUDHIANA ,PUNJAB PIN 141419
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City
LUDHIANA
District
GHURANI
State
PUNJAB
Contact
+91161274241

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UCBA0000498 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UCBA0000498.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UCBA0000498.

IFSC Code Structure

U
C
B
A
0
0
0
0
4
9
8
  • UCBA — Bank code (UCO Bank)
  • 0 — Reserved (always 0)
  • 000498 — Branch code (GHURANI KALAN)

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Frequently Asked Questions

Is UCBA0000498 valid for online transfer?
Yes, UCBA0000498 is a valid IFSC code for UCO Bank GHURANI KALAN branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UCBA0000498 belong to?
UCBA0000498 belongs to UCO Bank. The first 4 characters "UCBA" identify the bank.
What is the MICR code for this branch?
The MICR code for UCO Bank GHURANI KALAN is 141028153. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UCBA0000498?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.