UCO Bank PALA Branch IFSC Code

UCBA 0002389
UCO Bank Logo UCO Bank
PALA — KOTTAYAM, KERALA
MICR: 686028302 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
UCO Bank
Branch
PALA
IFSC Code
UCBA0002389
MICR Code
686028302
Address
MUNDATHANATH BUILDING ETTUMANOOR ROAD ARUNAPURAM PALA ,KOTTAYAM ,KERALA PIN 686574
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City
KOTTAYAM
District
PALAI
State
KERALA
Contact
+919447370831

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UCBA0002389 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UCBA0002389.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UCBA0002389.

IFSC Code Structure

U
C
B
A
0
0
0
2
3
8
9
  • UCBA — Bank code (UCO Bank)
  • 0 — Reserved (always 0)
  • 002389 — Branch code (PALA)

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Frequently Asked Questions

Is UCBA0002389 valid for online transfer?
Yes, UCBA0002389 is a valid IFSC code for UCO Bank PALA branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UCBA0002389 belong to?
UCBA0002389 belongs to UCO Bank. The first 4 characters "UCBA" identify the bank.
What is the MICR code for this branch?
The MICR code for UCO Bank PALA is 686028302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UCBA0002389?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.