UCO Bank PONKUNNAM Branch IFSC Code

UCBA 0003642
UCO Bank Logo UCO Bank
PONKUNNAM — KOTTAYAM, KERALA
MICR: 686028003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
UCO Bank
Branch
PONKUNNAM
IFSC Code
UCBA0003642
MICR Code
686028003
Address
UCO BANK PONKUNNAM, GROUND FLOOR, SWADESHI ARCADE,CIVIL STATION ROAD, POST PONKUNNAM,DIST KOTTAYAM,KERALA, 686506
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City
KOTTAYAM
District
PONKUNNAM
State
KERALA
Contact
+914812571599

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UCBA0003642 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UCBA0003642.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UCBA0003642.

IFSC Code Structure

U
C
B
A
0
0
0
3
6
4
2
  • UCBA — Bank code (UCO Bank)
  • 0 — Reserved (always 0)
  • 003642 — Branch code (PONKUNNAM)

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Frequently Asked Questions

Is UCBA0003642 valid for online transfer?
Yes, UCBA0003642 is a valid IFSC code for UCO Bank PONKUNNAM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UCBA0003642 belong to?
UCBA0003642 belongs to UCO Bank. The first 4 characters "UCBA" identify the bank.
What is the MICR code for this branch?
The MICR code for UCO Bank PONKUNNAM is 686028003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UCBA0003642?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.