Axis Bank LUDHIANA Branch IFSC Code

UTIB 0000042
Axis Bank Logo Axis Bank
LUDHIANA — LUDHIANA, PUNJAB
MICR: 141211002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
LUDHIANA
IFSC Code
UTIB0000042
MICR Code
141211002
Address
SHOP NO.3, LGF, SURYA TOWERS 108 THE MALL
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City
LUDHIANA
District
LUDHIANA
State
PUNJAB

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0000042 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0000042.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0000042.

IFSC Code Structure

U
T
I
B
0
0
0
0
0
4
2
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • 000042 — Branch code (LUDHIANA)

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Frequently Asked Questions

Is UTIB0000042 valid for online transfer?
Yes, UTIB0000042 is a valid IFSC code for Axis Bank LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0000042 belong to?
UTIB0000042 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank LUDHIANA is 141211002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0000042?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.