Axis Bank ADDADAKHA ,PUNJAB Branch IFSC Code
UTIB 0000197
Axis Bank ADDADAKHA ,PUNJAB — LUDHIANA, PUNJAB
MICR: 141211521
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Axis Bank
- Branch
- ADDADAKHA ,PUNJAB
- IFSC Code
- UTIB0000197
- MICR Code
- 141211521
- Address
- OPPOSITE IOC PETROL PUMP, NEAR JYOTI RESTAURANT AND BSNL OFFICE,FEROZPUR ROAD, Open in Google Maps
- City
- LUDHIANA
- District
- ADDA DAKHA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTIB0000197 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0000197.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0000197.
IFSC Code Structure
U
T
I
B
0
0
0
0
1
9
7
- UTIB — Bank code (Axis Bank)
- 0 — Reserved (always 0)
- 000197 — Branch code (ADDADAKHA ,PUNJAB)
Nearby Axis Bank Branches in LUDHIANA
LUDHIANA
UTIB0000042
SHOP NO.3, LGF, SURYA TOWERS 108 THE MALL
MICR: 141211002 RTGS ✓ NEFT ✓ IMPS ✓
PHULLANWAL ,PUNJAB
UTIB0000196
PAKHOWAL ROAD, PHULLANWAL DISTRICT LUDHIANA
MICR: 141211003 RTGS ✓ NEFT ✓ IMPS ✓
THREEKE ,PUNJAB
UTIB0000198
FEROZPUR ROAD, THREEKE DISTRICT LUDHIANA
MICR: 141211004 RTGS ✓ NEFT ✓ IMPS ✓
SUDHAR PUNJAB
UTIB0000280
RAJKOT ROAD OPP GHG KHALSA COLLEGE,DISTT. LUDHIANA
MICR: 141211302 RTGS ✓ NEFT ✓ IMPS ✓
JAGRAON PUNJAB
UTIB0000281
KHASRA ROAD NO 937 TEHSIL ROAD
MICR: 142211052 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is UTIB0000197 valid for online transfer?
Yes, UTIB0000197 is a valid IFSC code for Axis Bank ADDADAKHA ,PUNJAB branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0000197 belong to?
UTIB0000197 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank ADDADAKHA ,PUNJAB is 141211521. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0000197?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.