Axis Bank VAIKOM Branch IFSC Code
UTIB 0003946
Axis Bank VAIKOM — KOTTAYAM, KERALA
MICR: 686211602
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Axis Bank
- Branch
- VAIKOM
- IFSC Code
- UTIB0003946
- MICR Code
- 686211602
- City
- KOTTAYAM
- District
- KOTTAYAM
- State
- KERALA
- Contact
- +914829223123
How to Use This IFSC Code
NEFT Transfer
Use IFSC code UTIB0003946 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0003946.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0003946.
IFSC Code Structure
U
T
I
B
0
0
0
3
9
4
6
- UTIB — Bank code (Axis Bank)
- 0 — Reserved (always 0)
- 003946 — Branch code (VAIKOM)
Nearby Axis Bank Branches in KOTTAYAM
KOTTAYAM
UTIB0000051
NO. IX-311, A/2 CENTURY TOWERS NEAR YWCA, M C ROAD
MICR: 686211002 RTGS ✓ NEFT ✓ IMPS ✓
PALAI, KERALA
UTIB0000616
PUTHUMANA ARCADE,NEAR KOTTARAMATTOM BUS STAND,DIS. KOTTAYAM, KERALA
MICR: 686211302 RTGS ✓ NEFT ✓ IMPS ✓
CHANGANASSERI
UTIB0001648
KAVALAM BUILDINGS, NO.464/31 FIRST FLOOR, M.C. ROAD, KAVALAM NAGAR, KAVALA,CHANGANASSERI, DIST KOTTAYAM, KERALA, PIN 686101
MICR: 686211052 RTGS ✓ NEFT ✓ IMPS ✓
ETTUMANOOR
UTIB0003213
NO 551 ETTUMANOOR BYPASS ROAD KOVILPADAM ROAD ETTUMANOOR P O KOTTAYAM KERALA PINCODE 686631
MICR: 686211352 RTGS ✓ NEFT ✓ IMPS ✓
KANJIRAPPALLY
UTIB0003254
NO 399 A1, K.K.ROAD, KANJIRAPPALLY 686507
MICR: 686211152 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is UTIB0003946 valid for online transfer?
Yes, UTIB0003946 is a valid IFSC code for Axis Bank VAIKOM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0003946 belong to?
UTIB0003946 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank VAIKOM is 686211602. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0003946?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.