Axis Bank PALA URBAN COOPERATIVE BANK Branch IFSC Code

UTIB 0SPUC50
Axis Bank Logo Axis Bank
PALA URBAN COOPERATIVE BANK — KOTTAYAM, KERALA
MICR: 686825302 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Axis Bank
Branch
PALA URBAN COOPERATIVE BANK
IFSC Code
UTIB0SPUC50
MICR Code
686825302
Address
H.O. PALA,PB NO.49, PIN.686 575
Open in Google Maps
City
KOTTAYAM
District
PALAI
State
KERALA
Contact
+91482201814

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTIB0SPUC50 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTIB0SPUC50.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTIB0SPUC50.

IFSC Code Structure

U
T
I
B
0
S
P
U
C
5
0
  • UTIB — Bank code (Axis Bank)
  • 0 — Reserved (always 0)
  • SPUC50 — Branch code (PALA URBAN COOPERATIVE BANK)

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Frequently Asked Questions

Is UTIB0SPUC50 valid for online transfer?
Yes, UTIB0SPUC50 is a valid IFSC code for Axis Bank PALA URBAN COOPERATIVE BANK branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTIB0SPUC50 belong to?
UTIB0SPUC50 belongs to Axis Bank. The first 4 characters "UTIB" identify the bank.
What is the MICR code for this branch?
The MICR code for Axis Bank PALA URBAN COOPERATIVE BANK is 686825302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTIB0SPUC50?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.