Utkarsh Small Finance Bank GONAWA - NAWADA Branch IFSC Code

UTKS 0001201
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
GONAWA - NAWADA — NAWADA, BIHAR
MICR: 805762004 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
GONAWA - NAWADA
IFSC Code
UTKS0001201
MICR Code
805762004
Address
UTKARSH SMALL FINANCE BANK,C/O-PREM PRAKASH,NEAR-AGRWAL PETROPUMP,POST - NAWADA,DISTT-NAWADA,BIHAR,PIN 805110
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City
NAWADA
District
GONAWA - NAWADA
State
BIHAR
Contact
+917766913441

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001201 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001201.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001201.

IFSC Code Structure

U
T
K
S
0
0
0
1
2
0
1
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001201 — Branch code (GONAWA - NAWADA)

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Frequently Asked Questions

Is UTKS0001201 valid for online transfer?
Yes, UTKS0001201 is a valid IFSC code for Utkarsh Small Finance Bank GONAWA - NAWADA branch in NAWADA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001201 belong to?
UTKS0001201 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank GONAWA - NAWADA is 805762004. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001201?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.