Utkarsh Small Finance Bank WARISALIGANJ Branch IFSC Code

UTKS 0001238
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
WARISALIGANJ — NAWADA, BIHAR
MICR: 805762003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
WARISALIGANJ
IFSC Code
UTKS0001238
MICR Code
805762003
Address
C/O ARVIND KUMAR, THANA MORE WARISALIGANJ,NEAR-PUUNJAB NATIONAL BANK POST,PS- WARISALIGANJ DISTT-NAWADA,STATE- BIHAR, PIN 805130
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City
NAWADA
District
NAWADA
State
BIHAR
Contact
+919097455166

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001238 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001238.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001238.

IFSC Code Structure

U
T
K
S
0
0
0
1
2
3
8
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001238 — Branch code (WARISALIGANJ)

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Frequently Asked Questions

Is UTKS0001238 valid for online transfer?
Yes, UTKS0001238 is a valid IFSC code for Utkarsh Small Finance Bank WARISALIGANJ branch in NAWADA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001238 belong to?
UTKS0001238 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank WARISALIGANJ is 805762003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001238?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.