Utkarsh Small Finance Bank MERAL Branch IFSC Code

UTKS 0001424
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
MERAL — GARHWA, JHARKHAND
MICR: 822762104 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
MERAL
IFSC Code
UTKS0001424
MICR Code
822762104
Address
VILLAGE - GONDA,P.S - MERAL,NEAR HIGH SCHOOL,MERAL,DISTRICT - GARHAWA,STATE - JHARKHAND,PIN CODE - 822114,KHATA NO - 154,PLOT NO - 776
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City
GARHWA
District
MERAL
State
JHARKHAND
Contact
+917541811475

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001424 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001424.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001424.

IFSC Code Structure

U
T
K
S
0
0
0
1
4
2
4
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001424 — Branch code (MERAL)

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Frequently Asked Questions

Is UTKS0001424 valid for online transfer?
Yes, UTKS0001424 is a valid IFSC code for Utkarsh Small Finance Bank MERAL branch in GARHWA, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001424 belong to?
UTKS0001424 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank MERAL is 822762104. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001424?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.