Utkarsh Small Finance Bank RAMKANDA Branch IFSC Code

UTKS 0002013
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
RAMKANDA — GARHWA, JHARKHAND
MICR: 822762012 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
RAMKANDA
IFSC Code
UTKS0002013
MICR Code
822762012
Address
UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR MANMOHAN CHAUK RAMKANDA GARHWA JHARKHAND 822125
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City
GARHWA
District
RAMKANDA GARHWA
State
JHARKHAND

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0002013 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0002013.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0002013.

IFSC Code Structure

U
T
K
S
0
0
0
2
0
1
3
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 002013 — Branch code (RAMKANDA)

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Frequently Asked Questions

Is UTKS0002013 valid for online transfer?
Yes, UTKS0002013 is a valid IFSC code for Utkarsh Small Finance Bank RAMKANDA branch in GARHWA, JHARKHAND. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0002013 belong to?
UTKS0002013 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank RAMKANDA is 822762012. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0002013?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.