Utkarsh Small Finance Bank BHANJANAGAR Branch IFSC Code

UTKS 0001438
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
BHANJANAGAR — GANJAM, ODISHA
MICR: 761762302 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
BHANJANAGAR
IFSC Code
UTKS0001438
MICR Code
761762302
Address
MAIN ROAD,BAUNSALUNDIBHANJANAGAR,PIN 761126
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City
GANJAM
District
BHANJANAGAR
State
ODISHA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001438 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001438.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001438.

IFSC Code Structure

U
T
K
S
0
0
0
1
4
3
8
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001438 — Branch code (BHANJANAGAR)

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Frequently Asked Questions

Is UTKS0001438 valid for online transfer?
Yes, UTKS0001438 is a valid IFSC code for Utkarsh Small Finance Bank BHANJANAGAR branch in GANJAM, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001438 belong to?
UTKS0001438 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank BHANJANAGAR is 761762302. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001438?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.