Utkarsh Small Finance Bank BUGUDA Branch IFSC Code

UTKS 0002105
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
BUGUDA — GANJAM, ODISHA
MICR: 761762005 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
BUGUDA
IFSC Code
UTKS0002105
MICR Code
761762005
Address
UTKARSH SMALL FINANCE BANK LTD.NEAR CINEMA HALL MAIN ROAD BUGUDA DIST-GANJAM ODISHA-761118
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City
GANJAM
District
BUGUDA
State
ODISHA

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0002105 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0002105.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0002105.

IFSC Code Structure

U
T
K
S
0
0
0
2
1
0
5
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 002105 — Branch code (BUGUDA)

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Frequently Asked Questions

Is UTKS0002105 valid for online transfer?
Yes, UTKS0002105 is a valid IFSC code for Utkarsh Small Finance Bank BUGUDA branch in GANJAM, ODISHA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0002105 belong to?
UTKS0002105 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank BUGUDA is 761762005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0002105?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.