Utkarsh Small Finance Bank BHAGAHAR Branch IFSC Code

UTKS 0001865
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
BHAGAHAR — AA, BIHAR
MICR: 824762009 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
BHAGAHAR
IFSC Code
UTKS0001865
MICR Code
824762009
Address
UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR TETARIYA KHURD BARACHATTI NEAR POLICE STATION DIST.-GAYA PIN-824201
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City
AA
District
BHAGAHAR
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001865 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001865.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001865.

IFSC Code Structure

U
T
K
S
0
0
0
1
8
6
5
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001865 — Branch code (BHAGAHAR)

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Frequently Asked Questions

Is UTKS0001865 valid for online transfer?
Yes, UTKS0001865 is a valid IFSC code for Utkarsh Small Finance Bank BHAGAHAR branch in AA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001865 belong to?
UTKS0001865 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank BHAGAHAR is 824762009. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001865?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.