Utkarsh Small Finance Bank CHERKI Branch IFSC Code

UTKS 0002020
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
CHERKI — AA, BIHAR
MICR: 824762013 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
CHERKI
IFSC Code
UTKS0002020
MICR Code
824762013
Address
UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR CHERKI BAZAARNEAR THANA MORE CHERKIDISTRICT GAYA BIHAR 824237
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City
AA
District
CHERKI GAYA
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0002020 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0002020.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0002020.

IFSC Code Structure

U
T
K
S
0
0
0
2
0
2
0
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 002020 — Branch code (CHERKI)

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Frequently Asked Questions

Is UTKS0002020 valid for online transfer?
Yes, UTKS0002020 is a valid IFSC code for Utkarsh Small Finance Bank CHERKI branch in AA, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0002020 belong to?
UTKS0002020 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank CHERKI is 824762013. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0002020?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.