Utkarsh Small Finance Bank GHOGHA Branch IFSC Code

UTKS 0001931
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
GHOGHA — WEST CHAMPARAN, BIHAR
MICR: 845762111 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
GHOGHA
IFSC Code
UTKS0001931
MICR Code
845762111
Address
UTKARSH SMALL FINANCE BANK LTD.UPPER GROUND FLOOR GHOGHA CHOWK GHOGHA P.S - GOPALPUR DIST - WEST CHAMPARAN BIHAR PIN -845449
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City
WEST CHAMPARAN
District
GHOGHA
State
BIHAR
Contact
+918001239878

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001931 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001931.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001931.

IFSC Code Structure

U
T
K
S
0
0
0
1
9
3
1
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001931 — Branch code (GHOGHA)

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Frequently Asked Questions

Is UTKS0001931 valid for online transfer?
Yes, UTKS0001931 is a valid IFSC code for Utkarsh Small Finance Bank GHOGHA branch in WEST CHAMPARAN, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001931 belong to?
UTKS0001931 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank GHOGHA is 845762111. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001931?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.