Utkarsh Small Finance Bank LAURIYA Branch IFSC Code

UTKS 0001939
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
LAURIYA — WEST CHAMPARAN, BIHAR
MICR: 845762113 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
LAURIYA
IFSC Code
UTKS0001939
MICR Code
845762113
Address
TSMLLFINNCEBNLTD.FISTFLOOBETTIRODINFONTOFBNDNBNLUIWESTCMPNBIPIN-845453
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City
WEST CHAMPARAN
District
LAURIYA
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001939 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001939.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001939.

IFSC Code Structure

U
T
K
S
0
0
0
1
9
3
9
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001939 — Branch code (LAURIYA)

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Frequently Asked Questions

Is UTKS0001939 valid for online transfer?
Yes, UTKS0001939 is a valid IFSC code for Utkarsh Small Finance Bank LAURIYA branch in WEST CHAMPARAN, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001939 belong to?
UTKS0001939 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank LAURIYA is 845762113. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001939?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.