Utkarsh Small Finance Bank OBRA Branch IFSC Code

UTKS 0001951
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
OBRA — AURANGABAD, BIHAR
MICR: 824762011 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
OBRA
IFSC Code
UTKS0001951
MICR Code
824762011
Address
UTKARSH SMALL FINANCE BANK LTD GROUND FLOOR BEL ROAD NEAR MAA LAXMI ITI OBRA,DISTRICT,AURANGABAD BIHAR 824124
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City
AURANGABAD
District
OBRAAURANGABAD
State
BIHAR

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0001951 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0001951.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0001951.

IFSC Code Structure

U
T
K
S
0
0
0
1
9
5
1
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001951 — Branch code (OBRA)

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Frequently Asked Questions

Is UTKS0001951 valid for online transfer?
Yes, UTKS0001951 is a valid IFSC code for Utkarsh Small Finance Bank OBRA branch in AURANGABAD, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0001951 belong to?
UTKS0001951 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank OBRA is 824762011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0001951?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.