Utkarsh Small Finance Bank GHAZIPUR GARHI Branch IFSC Code

UTKS 0002099
Utkarsh Small Finance Bank Logo Utkarsh Small Finance Bank
GHAZIPUR GARHI — VAISHALI, BIHAR
MICR: 844762011 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Utkarsh Small Finance Bank
Branch
GHAZIPUR GARHI
IFSC Code
UTKS0002099
MICR Code
844762011
Address
UTKARSH SMALL FINANCE BANK LTD.GROUND FLOOR JANDAHA ROAD NEAR SHIV MANDIR GHAZIPUR DISTRICT -VAISHALI BIHAR -844504
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City
VAISHALI
District
GHAZIPUR GARHI
State
BIHAR
Contact
+916224

How to Use This IFSC Code

NEFT Transfer

Use IFSC code UTKS0002099 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code UTKS0002099.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code UTKS0002099.

IFSC Code Structure

U
T
K
S
0
0
0
2
0
9
9
  • UTKS — Bank code (Utkarsh Small Finance Bank)
  • 0 — Reserved (always 0)
  • 002099 — Branch code (GHAZIPUR GARHI)

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Frequently Asked Questions

Is UTKS0002099 valid for online transfer?
Yes, UTKS0002099 is a valid IFSC code for Utkarsh Small Finance Bank GHAZIPUR GARHI branch in VAISHALI, BIHAR. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does UTKS0002099 belong to?
UTKS0002099 belongs to Utkarsh Small Finance Bank. The first 4 characters "UTKS" identify the bank.
What is the MICR code for this branch?
The MICR code for Utkarsh Small Finance Bank GHAZIPUR GARHI is 844762011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using UTKS0002099?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.