Esaf Small Finance Bank VAIKOM Branch IFSC Code

ESMF 0001354
Esaf Small Finance Bank Logo Esaf Small Finance Bank
VAIKOM — KOTTAYAM, KERALA
MICR: 686760602 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✗

Branch Details

Bank
Esaf Small Finance Bank
Branch
VAIKOM
IFSC Code
ESMF0001354
MICR Code
686760602
Address
ELAMABASSERIL BUILDING,IST FLOOR,VALIYAKAVALA,NORTH GATE,VAIKOM TOWN P O,KOTTAYAM 686141
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City
KOTTAYAM
District
VAIKOM
State
KERALA
Contact
+918589908290

How to Use This IFSC Code

NEFT Transfer

Use IFSC code ESMF0001354 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code ESMF0001354.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code ESMF0001354.

IFSC Code Structure

E
S
M
F
0
0
0
1
3
5
4
  • ESMF — Bank code (Esaf Small Finance Bank)
  • 0 — Reserved (always 0)
  • 001354 — Branch code (VAIKOM)

Nearby Esaf Small Finance Bank Branches in KOTTAYAM

PALA

ESMF0001105

THE MELHOR BUILDING,GOUND FLOOR, ROOM NO 372, A1, NEAR RTO OFFICE ,CHETHIMATTOM, PALA, KOTTAYAM PIN 686575

MICR: 686760302 RTGS ✓ NEFT ✓ IMPS ✓

KOTTAYAM

ESMF0001132

ADITHYA COMMERICAL ARCADE,GROUND AND FIRST FLOOR, NO XVI/118B, 118H, MC ROAD, KOTTAYAM KOTTAYAM DISTRICT PIN 686001

MICR: 686760002 RTGS ✓ NEFT ✓ IMPS ✓

CHENGALAM EAST

ESMF0001138

ROOM NO 292,GROUND FLOOR,ST ANTONYS SHOPPING COMPLEX,CHENGALAM PAIGA ROAD,KOTTAYAM DISTRICT.PIN 686585

MICR: 686760304 RTGS ✓ NEFT ✓ IMPS ✓

UZHAVOOR

ESMF0001145

222 5,PUTHIYAKUNNEL BUILDINGS,NEAR ST STEPHENS CHURCH,UZHAVOOR,KOTTAYAM DISTRICT,PIN 686634

MICR: 686760303 RTGS ✓ NEFT ✓ IMPS ✓

KANJIRAPPALLY

ESMF0001158

GROUND FLOOR,8 399 A2 A3,TRADE CENTRE,NEAR HP PETROL PUMP,MYCA JUNCTION,KANJIRAPALLY,KOTTAYAM DISTRICT PIN 686512

MICR: 686760152 RTGS ✓ NEFT ✓ IMPS ✓
View all Esaf Small Finance Bank branches in KOTTAYAM →

Frequently Asked Questions

Is ESMF0001354 valid for online transfer?
Yes, ESMF0001354 is a valid IFSC code for Esaf Small Finance Bank VAIKOM branch in KOTTAYAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does ESMF0001354 belong to?
ESMF0001354 belongs to Esaf Small Finance Bank. The first 4 characters "ESMF" identify the bank.
What is the MICR code for this branch?
The MICR code for Esaf Small Finance Bank VAIKOM is 686760602. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using ESMF0001354?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.