IDBI MODEL TOWN, LUDHIANA Branch IFSC Code
IBKL 0002345
IDBI MODEL TOWN, LUDHIANA — LUDHIANA, PUNJAB
MICR: 141259011
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- IDBI
- Branch
- MODEL TOWN, LUDHIANA
- IFSC Code
- IBKL0002345
- MICR Code
- 141259011
- City
- LUDHIANA
- District
- LUDHIANA
- State
- PUNJAB
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IBKL0002345 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IBKL0002345.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IBKL0002345.
IFSC Code Structure
I
B
K
L
0
0
0
2
3
4
5
- IBKL — Bank code (IDBI)
- 0 — Reserved (always 0)
- 002345 — Branch code (MODEL TOWN, LUDHIANA)
Nearby IDBI Branches in LUDHIANA
LUDHIANA
IBKL0000043
SCO 126-128, KALINGA TOWERS,FEROZE GANDHI MARKET,
MICR: 141259002 RTGS ✓ NEFT ✓ IMPS ✓
LUDHIANA MAIN BRANCH
IBKL0000144
B- 15/295, NEAR OLD OSWAL MILLS, MILLERGANJ, G.T. ROAD, LUDHIANA
MICR: 141259003 RTGS ✓ NEFT ✓ IMPS ✓
SHERPUR FOCAL POINT ROAD
IBKL0000265
GROUND FLOOR 154SHERPUR FOCAL POINT ROADLUDHIANAPUNJAB 141010
MICR: 141259006 RTGS ✓ NEFT ✓ IMPS ✓
CIVIL LINES LUDHIANA
IBKL0000270
JANAK TOWERSGOVT COLLEGE ROADCIVIL LINESLUDHIANAPUNJAB 141001
MICR: 141259005 RTGS ✓ NEFT ✓ IMPS ✓
BRS NAGAR LUDHIANA
IBKL0000271
PLOT NO 459 - GBRS NAGARFEROZEPUR ROAD,LUDHIANAPUNJAB 141012
MICR: 141259004 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IBKL0002345 valid for online transfer?
Yes, IBKL0002345 is a valid IFSC code for IDBI MODEL TOWN, LUDHIANA branch in LUDHIANA, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IBKL0002345 belong to?
IBKL0002345 belongs to IDBI. The first 4 characters "IBKL" identify the bank.
What is the MICR code for this branch?
The MICR code for IDBI MODEL TOWN, LUDHIANA is 141259011. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IBKL0002345?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.