Indian Overseas Bank ALLEPPEY Branch IFSC Code

IOBA 0000004
Indian Overseas Bank Logo Indian Overseas Bank
ALLEPPEY — ALAPUZZHA, KERALA
MICR: 688020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
ALLEPPEY
IFSC Code
IOBA0000004
MICR Code
688020002
Address
V S V SUBBASH IYER BUILDING,C C N B ROAD,ALLEPPEY PIN 688001
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City
ALAPUZZHA
District
ALAPPUZHA
State
KERALA
Contact
+914772251551

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000004 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000004.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000004.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
0
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000004 — Branch code (ALLEPPEY)

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Frequently Asked Questions

Is IOBA0000004 valid for online transfer?
Yes, IOBA0000004 is a valid IFSC code for Indian Overseas Bank ALLEPPEY branch in ALAPUZZHA, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000004 belong to?
IOBA0000004 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank ALLEPPEY is 688020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000004?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.