Indian Overseas Bank KAYAMKULAM Branch IFSC Code
IOBA 0000409
Indian Overseas Bank KAYAMKULAM — ALAPUZZHA, KERALA
MICR: 690020102
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KAYAMKULAM
- IFSC Code
- IOBA0000409
- MICR Code
- 690020102
- City
- ALAPUZZHA
- District
- KAYAMKULAM
- State
- KERALA
- Contact
- 2442956
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000409 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000409.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000409.
IFSC Code Structure
I
O
B
A
0
0
0
0
4
0
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000409 — Branch code (KAYAMKULAM)
Nearby Indian Overseas Bank Branches in ALAPUZZHA
ALLEPPEY
IOBA0000004
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MICR: 688020002 RTGS ✓ NEFT ✓ IMPS ✓
MAVELIKARA
IOBA0000120
OPP PVT BUS STAND, B H S ROAD, MAVELIKARA - 690101
MICR: 690020152 RTGS ✓ NEFT ✓ IMPS ✓
KUDASSANAD
IOBA0000637
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MICR: 689020813 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000409 valid for online transfer?
Yes, IOBA0000409 is a valid IFSC code for Indian Overseas Bank KAYAMKULAM branch in ALAPUZZHA, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000409 belong to?
IOBA0000409 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KAYAMKULAM is 690020102. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000409?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.