Indian Overseas Bank KUDASSANAD Branch IFSC Code

IOBA 0000637
Indian Overseas Bank Logo Indian Overseas Bank
KUDASSANAD — ALAPUZZHA, KERALA
MICR: 689020813 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
KUDASSANAD
IFSC Code
IOBA0000637
MICR Code
689020813
Address
SOWPARNIKA BUILDING KUDASSANAD P OKUDASSANAD PIN689512
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City
ALAPUZZHA
District
PALAMEL
State
KERALA
Contact
2388326

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000637 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000637.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000637.

IFSC Code Structure

I
O
B
A
0
0
0
0
6
3
7
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000637 — Branch code (KUDASSANAD)

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Frequently Asked Questions

Is IOBA0000637 valid for online transfer?
Yes, IOBA0000637 is a valid IFSC code for Indian Overseas Bank KUDASSANAD branch in ALAPUZZHA, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000637 belong to?
IOBA0000637 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KUDASSANAD is 689020813. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000637?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.