Indian Overseas Bank AMRITSAR Branch IFSC Code

IOBA 0000006
Indian Overseas Bank Logo Indian Overseas Bank
AMRITSAR — AMRITSAR, PUNJAB
MICR: 143020002 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
AMRITSAR
IFSC Code
IOBA0000006
MICR Code
143020002
Address
CONGRESS BHAVAN BUILDING, GANDHI BAZAAR, AMRITSAR - PIN 143001
Open in Google Maps
City
AMRITSAR
District
AMRITSAR
State
PUNJAB
Contact
+911832553799

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000006 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000006.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000006.

IFSC Code Structure

I
O
B
A
0
0
0
0
0
0
6
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000006 — Branch code (AMRITSAR)

Nearby Indian Overseas Bank Branches in AMRITSAR

View all Indian Overseas Bank branches in AMRITSAR →

Frequently Asked Questions

Is IOBA0000006 valid for online transfer?
Yes, IOBA0000006 is a valid IFSC code for Indian Overseas Bank AMRITSAR branch in AMRITSAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000006 belong to?
IOBA0000006 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank AMRITSAR is 143020002. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000006?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.