Indian Overseas Bank RANJIT AVENUE Branch IFSC Code

IOBA 0001545
Indian Overseas Bank Logo Indian Overseas Bank
RANJIT AVENUE — AMRITSAR, PUNJAB
MICR: 143020007 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
RANJIT AVENUE
IFSC Code
IOBA0001545
MICR Code
143020007
Address
SCO 7,DIST SHOPPING CENRE,RANJITAVENUE,AMRITSAR
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City
AMRITSAR
District
AMRITSAR
State
PUNJAB
Contact
+916524222284

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0001545 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0001545.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0001545.

IFSC Code Structure

I
O
B
A
0
0
0
1
5
4
5
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 001545 — Branch code (RANJIT AVENUE)

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Frequently Asked Questions

Is IOBA0001545 valid for online transfer?
Yes, IOBA0001545 is a valid IFSC code for Indian Overseas Bank RANJIT AVENUE branch in AMRITSAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0001545 belong to?
IOBA0001545 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank RANJIT AVENUE is 143020007. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0001545?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.