Indian Overseas Bank AMRITSARCOURT ROAD Branch IFSC Code

IOBA 0002124
Indian Overseas Bank Logo Indian Overseas Bank
AMRITSARCOURT ROAD — AMRITSAR, PUNJAB
MICR: 143020008 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
AMRITSARCOURT ROAD
IFSC Code
IOBA0002124
MICR Code
143020008
Address
PLOT NO 5 TO 10, DEEP COMPLEX, COURT ROAD, AMRITSAR PIN 143001
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City
AMRITSAR
District
AMRITSAR
State
PUNJAB
Contact
+914428584896

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0002124 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0002124.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0002124.

IFSC Code Structure

I
O
B
A
0
0
0
2
1
2
4
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 002124 — Branch code (AMRITSARCOURT ROAD)

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Frequently Asked Questions

Is IOBA0002124 valid for online transfer?
Yes, IOBA0002124 is a valid IFSC code for Indian Overseas Bank AMRITSARCOURT ROAD branch in AMRITSAR, PUNJAB. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0002124 belong to?
IOBA0002124 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank AMRITSARCOURT ROAD is 143020008. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0002124?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.