Indian Overseas Bank KOCHI Branch IFSC Code
IOBA 0000019
Indian Overseas Bank KOCHI — ERNAKULAM, KERALA
MICR: 682020005
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- KOCHI
- IFSC Code
- IOBA0000019
- MICR Code
- 682020005
- City
- ERNAKULAM
- District
- KOCHI
- State
- KERALA
- Contact
- +914842229548
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000019 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000019.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000019.
IFSC Code Structure
I
O
B
A
0
0
0
0
0
1
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000019 — Branch code (KOCHI)
Nearby Indian Overseas Bank Branches in ERNAKULAM
ERNAKULAM
IOBA0000024
40 BY 8007 AND 8008, M.G.ROAD , ERNAKULAM, KOCHI - 682 035
MICR: 682020002 RTGS ✓ NEFT ✓ IMPS ✓
PERAMBAVOOR
IOBA0000069
11 BY 303 U, MADAPARAMBIL ARCADE, TEMPLE JUNCTION, M C ROAD, PERUMBAVOOR PIN 683542
MICR: 683020052 RTGS ✓ NEFT ✓ IMPS ✓
COCHIN WILLINGDON ISLAND
IOBA0000102
XXIV BY 1557, HANDICRAFT BUILDING, INDIRA GANDHI MAIN ROAD, WILLINGDON ISLAND, KOCHI PIN 682003
MICR: 682020003 RTGS ✓ NEFT ✓ IMPS ✓
KUMBANAD
IOBA0000436
WARD NO V BY 298 A, KUMBANAD PIN 689547
MICR: 689020202 RTGS ✓ NEFT ✓ IMPS ✓
UDYOGAMANDAL INDL
IOBA0000439
111 BY 3111A FACTORY ROAD,UDYOGAMANDAL,PIN 683501
MICR: 682020007 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000019 valid for online transfer?
Yes, IOBA0000019 is a valid IFSC code for Indian Overseas Bank KOCHI branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000019 belong to?
IOBA0000019 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank KOCHI is 682020005. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000019?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.