Indian Overseas Bank COCHIN WILLINGDON ISLAND Branch IFSC Code

IOBA 0000102
Indian Overseas Bank Logo Indian Overseas Bank
COCHIN WILLINGDON ISLAND — ERNAKULAM, KERALA
MICR: 682020003 RTGS: ✓ NEFT: ✓ IMPS: ✓ UPI: ✓

Branch Details

Bank
Indian Overseas Bank
Branch
COCHIN WILLINGDON ISLAND
IFSC Code
IOBA0000102
MICR Code
682020003
Address
XXIV BY 1557, HANDICRAFT BUILDING, INDIRA GANDHI MAIN ROAD, WILLINGDON ISLAND, KOCHI PIN 682003
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City
ERNAKULAM
District
KOCHI
State
KERALA
Contact
2667812

How to Use This IFSC Code

NEFT Transfer

Use IFSC code IOBA0000102 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.

RTGS Transfer

This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000102.

IMPS Transfer

IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000102.

IFSC Code Structure

I
O
B
A
0
0
0
0
1
0
2
  • IOBA — Bank code (Indian Overseas Bank)
  • 0 — Reserved (always 0)
  • 000102 — Branch code (COCHIN WILLINGDON ISLAND)

Nearby Indian Overseas Bank Branches in ERNAKULAM

KOCHI

IOBA0000019

VI 1147 KOTTUKULAM ROAD KOCHI PIN 682002

MICR: 682020005 RTGS ✓ NEFT ✓ IMPS ✓

ERNAKULAM

IOBA0000024

40 BY 8007 AND 8008, M.G.ROAD , ERNAKULAM, KOCHI - 682 035

MICR: 682020002 RTGS ✓ NEFT ✓ IMPS ✓

PERAMBAVOOR

IOBA0000069

11 BY 303 U, MADAPARAMBIL ARCADE, TEMPLE JUNCTION, M C ROAD, PERUMBAVOOR PIN 683542

MICR: 683020052 RTGS ✓ NEFT ✓ IMPS ✓

KUMBANAD

IOBA0000436

WARD NO V BY 298 A, KUMBANAD PIN 689547

MICR: 689020202 RTGS ✓ NEFT ✓ IMPS ✓

UDYOGAMANDAL INDL

IOBA0000439

111 BY 3111A FACTORY ROAD,UDYOGAMANDAL,PIN 683501

MICR: 682020007 RTGS ✓ NEFT ✓ IMPS ✓
View all Indian Overseas Bank branches in ERNAKULAM →

Frequently Asked Questions

Is IOBA0000102 valid for online transfer?
Yes, IOBA0000102 is a valid IFSC code for Indian Overseas Bank COCHIN WILLINGDON ISLAND branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000102 belong to?
IOBA0000102 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank COCHIN WILLINGDON ISLAND is 682020003. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000102?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.