Indian Overseas Bank UDYOGAMANDAL INDL Branch IFSC Code
IOBA 0000439
Indian Overseas Bank UDYOGAMANDAL INDL — ERNAKULAM, KERALA
MICR: 682020007
RTGS: ✓
NEFT: ✓
IMPS: ✓
UPI: ✓
Branch Details
- Bank
- Indian Overseas Bank
- Branch
- UDYOGAMANDAL INDL
- IFSC Code
- IOBA0000439
- MICR Code
- 682020007
- City
- ERNAKULAM
- District
- ELOOR
- State
- KERALA
- Contact
- 2545873
How to Use This IFSC Code
NEFT Transfer
Use IFSC code IOBA0000439 to send money via NEFT to this branch. NEFT transfers are processed in hourly batches during working hours. No minimum amount required.
RTGS Transfer
This branch supports RTGS for high-value instant transfers above ₹2 lakhs. Use the same IFSC code IOBA0000439.
IMPS Transfer
IMPS is available 24×7 including holidays. Maximum ₹5 lakhs per transaction. Use IFSC code IOBA0000439.
IFSC Code Structure
I
O
B
A
0
0
0
0
4
3
9
- IOBA — Bank code (Indian Overseas Bank)
- 0 — Reserved (always 0)
- 000439 — Branch code (UDYOGAMANDAL INDL)
Nearby Indian Overseas Bank Branches in ERNAKULAM
KOCHI
IOBA0000019
VI 1147 KOTTUKULAM ROAD KOCHI PIN 682002
MICR: 682020005 RTGS ✓ NEFT ✓ IMPS ✓
ERNAKULAM
IOBA0000024
40 BY 8007 AND 8008, M.G.ROAD , ERNAKULAM, KOCHI - 682 035
MICR: 682020002 RTGS ✓ NEFT ✓ IMPS ✓
PERAMBAVOOR
IOBA0000069
11 BY 303 U, MADAPARAMBIL ARCADE, TEMPLE JUNCTION, M C ROAD, PERUMBAVOOR PIN 683542
MICR: 683020052 RTGS ✓ NEFT ✓ IMPS ✓
COCHIN WILLINGDON ISLAND
IOBA0000102
XXIV BY 1557, HANDICRAFT BUILDING, INDIRA GANDHI MAIN ROAD, WILLINGDON ISLAND, KOCHI PIN 682003
MICR: 682020003 RTGS ✓ NEFT ✓ IMPS ✓
KUMBANAD
IOBA0000436
WARD NO V BY 298 A, KUMBANAD PIN 689547
MICR: 689020202 RTGS ✓ NEFT ✓ IMPS ✓
Frequently Asked Questions
Is IOBA0000439 valid for online transfer?
Yes, IOBA0000439 is a valid IFSC code for Indian Overseas Bank UDYOGAMANDAL INDL branch in ERNAKULAM, KERALA. You can use this code for NEFT, RTGS, and IMPS transfers.
What bank does IOBA0000439 belong to?
IOBA0000439 belongs to Indian Overseas Bank. The first 4 characters "IOBA" identify the bank.
What is the MICR code for this branch?
The MICR code for Indian Overseas Bank UDYOGAMANDAL INDL is 682020007. MICR (Magnetic Ink Character Recognition) is a 9-digit code used for cheque processing.
Can I do RTGS using IOBA0000439?
Yes, this branch supports RTGS (Real Time Gross Settlement). RTGS is used for high-value instant transfers above ₹2 lakhs. Available on working days during RBI specified hours.